January 2015 Olsen Monthly Budget


The numbers first (I know that’s the part you are here for)

Juicy commentary below

Month Jan 2015 (Budget) Dec 2014 (re-cap)
Income 4,640  7,186
Church giving 200 200
Giving 0 0
Gifts 20 204
Rent 950 950
Gas bill 140 39
Electric bill 40 25
Water bill 50 29
Amazon 0 0
Cell phone 220 255
Grocery cash 153
Restaurant cash 27
Cash withdrawal 540 650
Car tag / title / tax 600 0
Car gas / oil 300 342
Car (Geico) 0 602
Car repair 200 316
life insurance 58 57
Student loans 354 254
Taxes 0 323
Household 60 23
Health 50 22
Health Insurance 450 454
Medical 40 0
Baby CASH 0
Cosmetics 0 0
Clothes 0 0
Entertainment 60 43
Vacation 0 86
Education 0 0
Anymeeting 18 18
Wifi Hotspot 20 0
Business 30 0
ID Guard 18 0
flex jobs / casting networks 0 25
ATT Internet Raytown 43 43
Unexpected 179 139
TOTAL 4,640 5,279
Income – Spending 0 +1,907

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Dec Budget / Nov Recap 2014


Just a married couple sharing our monthly budget with the world.

We did pretty good in November, December is another story.

Here’s the numbers, explanation below.

 Dec Budget Nov recap
Income Total 4,800 5,396
Church giving 200 200
Giving 0 0
Gifts 220 0
Rent 950 950
Gas bill 70 33
Electric bill 40 36
Water bill 40 0
Google fiber 0 0
Amazon 40 0
Cell phone 200 116
Grocery 0 482
Restaurant 0 240
Cash withdrawal 750 0
Car tag / title / tax 350 0
Car gas / oil 300 363
Car (Geico) 602 0
Car repair 150 104
life insurance 80 57
Student loans 254 254
Taxes 0
Household 20 101
Health 25 192
Health Insurance 0
Medical 40 26
Baby 50 0
Cosmetics 0
Clothes 60 176
Entertainment 40 57
Vacation 50 110
Education 0 0
Anymeeting 18 18
Wifi Hotspot 20 20
Business 20 51
ID Guard 25 25
Unexpected 0
Unexpected 10
Unexpected 28
ATT Internet 43 43
Unexpected 143 40
TOTAL 4,800 3,732
Income – Spending 0 +1,664

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Nov 2014 budget with Oct recap Olsen Monthly Budget


Just a married couple sharing our monthly budget with the world.

Heading in the right direction this month…

Heres the numbers, explanation below.

Nov Budget Oct Recap Difference
Income Total 4,000 3,277 -723
Church giving 200 232 -32
Giving 0 0
Gifts 0 0
Rent 950 950 0
Gas bill 60 34 26
Electric bill 30 21 9
Water bill 40 31 9
Google fiber 0 0
Amazon 40 55 -15
Cell phone 125 118 7
Grocery 400 398 2
Restaurant 100 71 29
Cash withdrawal 200 0 200
Car tag / title / tax 0 0
Car gas / oil 600 316 284
Car (Geico) 0 0 0
Car repair 80 435 -355
life insurance 57 57 0
Student loans 254 254 0
Taxes 7 -7
Household 20 14 6
Health 20 22 -2
Medical 20 17 3
Baby 20 14 6
Cosmetics 0 0
Clothes 60 0 60
Entertainment 40 24 16
Vacation 100 0 100
Education 25 -25
Anymeeting 18 18 0
Wifi Hotspot 20 20 0
Business 20 39 -19
ID Guard 25 50 -25
Google Voice 57 -57
Carrie VO 259 -259
Audible 21 -21
ATT Internet Raytown 43 43 0
Other 200 0 200
TOTAL 3,742 3,602 140
Income – Spending 258 -325 -583

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September 2014 budget with Aug recap

Download the Google Doc that we use for our monthly budget.


It’s tough to admit this to you.

We are in a season of overspending our income right now. *(sort of)

Things were great when I had the audio production gig and we were bringing home a combined monthly net income of between $5,000 – $6,000. Right after that job ended for me we had our baby, that cost a few thousand out of pocket. Then Carrie stayed home from work for 3 months and lost 2 paychecks after her maternity leave was up. Carrie has been back at work now for 2 months and things are actually looking better.

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June Budget with May recap Olsen Monthly Budget 2014

Money, Marriage, and Monthly Budgets…

Why do we post our monthly budget? Answer

May / June 2014 May Budget May Actual Difference June Budget
Income Total 4610 7118 2508 1965
Church giving 280 280 0 280
Giving 50 0 50 50
Gifts 50 0 50 50
Rent 0 0 0 0
Gas bill 100 58 42 50
Electric bill 100 37 63 100
Water bill 40 23 17 40
Google fiber 66 28 38 30
Direct TV 82 82 0 82
Cell phone 150 145 5 150
Grocery 350 588 -238 350
Restaurant 200 335 -135 0 ($100 CASH)
Cash withdrawal 400 400 0 200
Car tag / title / tax 0 0 0 0
Car gas / oil 300 214 86 300
Car (Geico) 50 0 50 568
Car repair 100 0 100 100
life insurance 55 58 -3 55
Student loans 255 255 0 255
Taxes 0 0 0 400
Household 40 5 35 40
Health 40 22 18 40
Medical 500 104 396 500
Baby 200 225 -25 200
Maternity/newborn pics 600 715 -115 0
Clothes 50 141 -91 50
Entertainment 100 19 81 100
Braces 0 150 -150 0
Education 40 35 5 40
Other 0 0 0 100
Wifi Hotspot 170 70 100 100
Business 0 58 -58 50
ID Guard 100 25 75 18
Business Trip 0 2048 -2048 100
Spotify 10 10 0 10
Other 0 0 0 400
Total Spending 4478 6130 -1652 4808
Income – Spending 132 988 856 -2843

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May 2014 budget (with April recap) Olsen Monthly Budget


As always, this is why we post our budget.

April / May 2014 April Budget April Actual Difference May Budget
Income Total 7430 5971 -1459 4610
Church giving 280 280 0 280
Giving 50 0 -50 50
Gifts 50 0 -50 50
Rent 0 0 0 0
Gas bill 150 128 -21 100
Electric bill 115 88 -27 100
Water bill 0 40 0 40
Google fiber 70 66 -4 66
Direct TV 78 81 3 82
Cell phone 145 154 9 150
Grocery 450 332 -118 350
Restaurant 100 115 15 200
Cash withdrawal 300 200 -100 400
Car tag / title / tax 0 0 0 0
Car gas / oil 250 260 10 300
Car (Geico) 50 50 -50 50
Car repair 100 100 -100 100
life insurance 55 55 0 55
Student loans 254 254 0 254.58
Taxes 1000 0 -1000 400
Household 40 0 -40 40
Health 40 42 2 40
Medical 100 15 -85 500
Baby 500 166 -334 200
Maternity/newborn pics 333 0 -333 600
Clothes 50 50 -50 50
Entertainment 100 60 -40 100
Braces 256 256 0 0
Education 40 40 -40 40
Conference ticket 0 0 0 0
Wifi Hotspot 210 170 -40 170
Business 1000 66 -934 0
other 3 100 100 -100 100
Creative financial 18 18 0 18
other 1 100 18 -82 100
chicago business 100 301 201 0
TOTAL 6484 3505 -3359 4985
Income – Spending 946 2466 -376

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April 2014 Budget (With March Recap) Olsen Monthly Budget


April budget, let’s do this!

As always, read why we post our budget.

March / April 2014 March Budget March Actual Difference April Budget
Income Total 5,540 5,410  -30 7,430
Church giving 280 280 0 280
Giving 0 30 -30 50
Gifts 100 10 90 50
Rent 0 0 0 0
Gas bill 190 0 190 150
Electric bill 115 115 0 115
Water bill 40 73 -33 0
Google fiber 70 70 0 70
Direct TV 78 80 -2 78
Cell phone 145 134 11 145
Grocery 450 541 -91 400
Restaurant 150 100 50 100
Cash withdrawal 300 300 0 300
Car tag / title / tax 0 0 0 0
Car gas / oil 260 304 44 250
Car (Geico) 50 0 50 50
Car repair 100 0 100 100
life insurance 55 55 0 55
Student loans 255 255 0 255
Taxes 300 1,125 -825 1,000
Household 40 0 40 40
Health 40 40 0 40
Medical 20 20 0 100
Baby 500 227 273 500
Maternity/newborn pics 333 333 0 333
Clothes 50 30 20 50
Entertainment 100 47 53 100
Braces 256 0 256 256
Education 40 33 7 40
Conference ticket 0 0 0 0
Wifi Hotspot 210 210 0 210
Business 800 100 700 1,000
other 3 0 201 -201 100
Creative Financial 18 18 0 18
other 1 100 27 73 100
other 2 0 84 -84 100
Total Spending 5,445 4,842 603 6,435
Income – Spending 96 568 473 995

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